Merchant Service Solutions

As more customers move to card-based transactions, the need to accept debit and credit card transactions has become increasingly impactful to businesses of all sizes. Whether you’re a big chain, a small mom-and-pop shop, or an internet only based business, USA Payments has a solution tailored to your needs.

Accept All Major Credit Cards

Start processing all card types at the lowest interchange rates available. Your rates will never be raised, guaranteed.

No Hidden Fees, Ever

There will never be hidden fees or any surprise added "service" fees. Your monthly statements will be easy to read.

More Savings: Wholesale Pricing

We work with several different direct processing solutions to get you the best services at the lowest rates possible

Point of Sale Solutions

The Cash Discount Program is a way for businesses to save up to 100% of their current merchant service fees. The program works by implementing a small customer service fee to all customers, but in turn providing a discount to those who pay with cash or check. Which in turn, your posted sale price, now becomes the price customers will pay with cash or check. Customers who decide to pay with cash will avoid the customer service fee, thus experiencing a cash discount as an immediate benefit. All others paying with a credit or debit card will see a small customer service charge added to their receipt. Our compliant proprietary technology allows you to save your business everyday and keeps you within the guidelines of Visa, Mastercard, and banking regulations.

Virtual Terminal Solutions

Run your business in real-time with USA Payment’s Online Virtual Terminal. Process all, in-person or phone, card or check transactions instantly. Manage everything from your customer information and recurring billing to your reporting and invoices.


  • Cloud-Based Terminal.
  • Desktop Terminal Option Available
  • QuickBooks Integrations
  • Automatic Settlements
  • PCI Compliant and Secure

Mobile Solutions

Process transactions on-the-go! With USA Payments, you can take your business to new levels by using our mobile payment app.


  • Compatible with Apple (ios) and Android devices
  • Accept all payment types (i.e. Swipe, EMV (Chip-Cards) and NFC)
  • Add tips, tax, process returns and refunds
  • Secure PCI-Encrypted Card Readers

E-commerce Solutions

As a USA Payments Member, you gain access to the best online payment gateway solutions for your online store. You will be able to take advantage of features that range from one-time payments to recurring subscription billing.


  • Select from top-of-the line payment gateways (i.e.
  • Custom your data fields
  • Create coupons and discounts
  • Securely protect your customer’s information

Introducing: Cash Discount Program

Need to accept credit card payments, but tired of having to pay a hefty bill at the end of every month?

USA Payments is proud to introduce their cash discount program. Payment processing that can help your business save on credit card fees and add more revenue back to your bottomline.

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