Simple, Transparent Pricing — No Hidden Fees
Get industry-leading rates starting at just 0.10% + $0.07 per authorization. Built for high-volume, high-risk, and specialized businesses.
Our Standard Rate
0.10% + $0.07
Per authorization. Rates vary by industry and risk category.
- No setup fees
- No monthly minimums (if applicable)
- No termination fees
- Volume-based discounts available
See How It Works
- Transaction Example: $100 transaction at 0.10% + $0.07
- Percentage fee: $100 × 0.10% = $0.10
- Fixed fee: $0.07
- Total fee: $0.17
- Summary: “On a $100 transaction, your processing cost is only 17¢.”
Why Businesses Choose Us Over Stripe, PayPal & Square
- Faster approvals for high-risk businesses
- No surprise freezes or terminations
- Dedicated relationship manager (real human support)
- Advanced fraud & chargeback protection
- Industry-specific compliance expertise
High Volume or Specialized Industry?
We offer tailored pricing for businesses processing large volumes or operating in specialized industries such as firearms, sweepstakes, and Medspas.
What Our Clients Are Saying
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was able to get us back online within a few days.
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the following week and needed to be back up. USA Payments was able to help us out and get us the account and volume we needed.
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The transition was seamless, and their customer support is top-notch. We're thrilled with the savings and the reliability of their service. Highly recommend USA Payments to any business looking to cut costs and improve their payment processing!
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The peace of mind they provided was invaluable, and their commitment to supporting our unique industry needs is unmatched. We've experienced consistent, reliable service ever since switching to USA Payments. They truly understand and support the needs of our business.
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Their specialized gun shop POS system is fantastic and caters perfectly to our needs. We no longer fear being shut down due to the nature of our business, and we love how smoothly everything operates now.